:root{
  --ink:#0b1f3a;
  --ink-2:#13325a;
  --gold:#c9a24c;
  --gold-2:#e6c478;
  --cream:#f7f3ea;
  --paper:#ffffff;
  --muted:#5a6275;
  --line:rgba(11,31,58,.12);
  --shadow:0 10px 40px -12px rgba(11,31,58,.18);
  --radius:14px;
  --maxw:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  color:var(--ink);background:var(--cream);line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--ink-2);text-decoration:none;transition:color .2s}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:'Playfair Display',Georgia,serif;font-weight:600;line-height:1.18;color:var(--ink)}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem);letter-spacing:-.5px}
h2{font-size:clamp(1.7rem,3vw,2.4rem);margin-bottom:.6rem}
h3{font-size:1.25rem;margin-bottom:.4rem}
p{color:#2a3346}
.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}

/* Top bar */
.topbar{background:var(--ink);color:#dfe6f1;font-size:.85rem;padding:8px 0}
.topbar .container{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
.topbar a{color:#dfe6f1}
.topbar a:hover{color:var(--gold-2)}

/* Header */
.site-header{background:var(--paper);position:sticky;top:0;z-index:50;border-bottom:1px solid var(--line);backdrop-filter:saturate(140%) blur(8px)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px;font-family:'Playfair Display',serif;font-size:1.35rem;color:var(--ink);font-weight:600}
.brand-mark{width:42px;height:42px;border-radius:10px;background:linear-gradient(135deg,var(--ink),var(--ink-2));display:grid;place-items:center;box-shadow:var(--shadow)}
.brand-mark svg{width:24px;height:24px}
.nav ul{display:flex;gap:26px;list-style:none}
.nav ul a{font-weight:500;font-size:.95rem;color:#2a3346;position:relative}
.nav ul a::after{content:"";position:absolute;left:0;bottom:-6px;width:0;height:2px;background:var(--gold);transition:width .25s}
.nav ul a:hover::after,.nav ul a.active::after{width:100%}
.btn{display:inline-block;padding:12px 22px;border-radius:999px;font-weight:600;font-size:.95rem;border:1px solid transparent;cursor:pointer;transition:transform .15s, box-shadow .2s, background .2s}
.btn-primary{background:var(--ink);color:#fff}
.btn-primary:hover{background:var(--ink-2);color:#fff;transform:translateY(-1px);box-shadow:var(--shadow)}
.btn-gold{background:var(--gold);color:var(--ink)}
.btn-gold:hover{background:var(--gold-2);color:var(--ink)}
.btn-ghost{border:1px solid var(--line);color:var(--ink);background:transparent}
.btn-ghost:hover{background:var(--ink);color:#fff}
.hamburger{display:none;background:none;border:0;cursor:pointer;padding:8px}
.hamburger span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0;transition:.3s}

/* Hero */
.hero{position:relative;overflow:hidden;color:#fff;padding:110px 0 140px}
.hero::before{
  content:"";position:absolute;inset:0;
  background:linear-gradient(115deg,rgba(11,31,58,.92) 0%,rgba(19,50,90,.75) 55%,rgba(11,31,58,.55) 100%),
  url('https://images.unsplash.com/photo-1530092285049-1c42085fd395?auto=format&fit=crop&w=1920&q=70') center/cover;
  z-index:-1;transform:scale(1.04);animation:slowZoom 20s ease-in-out infinite alternate;
}
@keyframes slowZoom{from{transform:scale(1.04)}to{transform:scale(1.12)}}
.hero h1{color:#fff;max-width:820px}
.hero .lede{color:#e6ebf3;max-width:680px;margin-top:18px;font-size:1.1rem}
.hero-actions{margin-top:32px;display:flex;gap:12px;flex-wrap:wrap}
.hero-stats{margin-top:60px;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;max-width:780px}
.hero-stats div{border-left:2px solid var(--gold);padding-left:14px}
.hero-stats strong{display:block;font-family:'Playfair Display',serif;font-size:1.9rem;color:#fff}
.hero-stats span{color:#cfd6e2;font-size:.85rem}
.eyebrow{display:inline-block;font-size:.8rem;letter-spacing:3px;text-transform:uppercase;color:var(--gold-2);margin-bottom:18px;font-weight:600}

/* Sections */
section{padding:90px 0}
.section-head{text-align:center;max-width:720px;margin:0 auto 56px}
.section-head .eyebrow{color:var(--gold)}
.section-head p{color:var(--muted);margin-top:10px}

/* Cards */
.grid{display:grid;gap:24px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:var(--paper);border-radius:var(--radius);padding:30px;border:1px solid var(--line);transition:transform .25s, box-shadow .25s;position:relative;overflow:hidden}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card .icon{width:48px;height:48px;border-radius:12px;background:linear-gradient(135deg,var(--cream),#fff);border:1px solid var(--line);display:grid;place-items:center;margin-bottom:18px;color:var(--ink-2)}
.card .icon svg{width:24px;height:24px}
.card p{color:var(--muted);font-size:.95rem}
.card .more{display:inline-block;margin-top:14px;font-weight:600;color:var(--ink-2);font-size:.9rem;border-bottom:1px solid var(--gold)}

/* Alt section */
.alt{background:var(--paper)}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center}
.split .photo{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);aspect-ratio:4/5;background:#ddd center/cover}
.split ul{margin-top:18px;list-style:none}
.split ul li{padding:10px 0 10px 28px;position:relative;color:#2a3346}
.split ul li::before{content:"";position:absolute;left:0;top:18px;width:14px;height:2px;background:var(--gold)}

/* Process */
.timeline{position:relative;padding-left:30px}
.timeline::before{content:"";position:absolute;left:6px;top:6px;bottom:6px;width:2px;background:var(--gold)}
.tl-item{padding:0 0 36px 30px;position:relative}
.tl-item::before{content:"";position:absolute;left:-30px;top:6px;width:14px;height:14px;border-radius:50%;background:var(--ink);border:3px solid var(--gold)}
.tl-item h3{margin-bottom:6px}
.tl-item .step{font-size:.78rem;letter-spacing:2px;text-transform:uppercase;color:var(--gold);font-weight:700}

/* Testimonials */
.t-card{background:var(--paper);padding:30px;border-radius:var(--radius);border:1px solid var(--line)}
.t-card p{font-style:italic;color:#2a3346}
.t-meta{display:flex;align-items:center;gap:12px;margin-top:18px}
.t-avatar{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--ink),var(--gold));display:grid;place-items:center;color:#fff;font-weight:700}
.stars{color:var(--gold);font-size:.9rem;letter-spacing:2px}

/* CTA */
.cta{background:linear-gradient(120deg,var(--ink),var(--ink-2));color:#fff;border-radius:var(--radius);padding:60px;text-align:center;position:relative;overflow:hidden}
.cta::after{content:"";position:absolute;inset:0;background:radial-gradient(circle at 80% 20%,rgba(201,162,76,.25),transparent 50%);pointer-events:none}
.cta h2{color:#fff}
.cta p{color:#cfd6e2;max-width:580px;margin:14px auto 28px}

/* Footer */
footer{background:var(--ink);color:#cfd6e2;padding:70px 0 24px;margin-top:0}
footer h4{color:#fff;font-family:'Inter',sans-serif;font-size:.85rem;letter-spacing:2px;text-transform:uppercase;margin-bottom:18px}
footer a{color:#cfd6e2;font-size:.93rem}
footer a:hover{color:var(--gold-2)}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.footer-grid ul{list-style:none;display:flex;flex-direction:column;gap:8px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:50px;padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.85rem;color:#9aa6bb}

/* Forms */
form{display:grid;gap:14px}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-size:.85rem;font-weight:600;color:var(--ink)}
.field input,.field select,.field textarea{
  padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;font:inherit;color:var(--ink);transition:border .2s
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold)}
.row-2{display:grid;grid-template-columns:1fr 1fr;gap:14px}

/* Cookie banner */
.cookie{
  position:fixed;left:20px;right:20px;bottom:20px;max-width:520px;margin-left:auto;
  background:#fff;border-radius:14px;padding:20px 22px;box-shadow:0 20px 50px -10px rgba(0,0,0,.25);
  border:1px solid var(--line);z-index:99;transform:translateY(20px);opacity:0;transition:.4s
}
.cookie.show{transform:translateY(0);opacity:1}
.cookie h4{font-family:'Inter',sans-serif;font-size:1rem;margin-bottom:6px}
.cookie p{font-size:.85rem;color:var(--muted);margin-bottom:14px}
.cookie-actions{display:flex;gap:8px;flex-wrap:wrap}
.cookie .btn{padding:9px 18px;font-size:.85rem}

/* Reveal animations */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .8s ease, transform .8s ease}
.reveal.in{opacity:1;transform:none}

/* Article pages */
.page-hero{background:linear-gradient(120deg,var(--ink),var(--ink-2));color:#fff;padding:80px 0 70px;position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:url('https://images.unsplash.com/photo-1454165804606-c3d57bc86b40?auto=format&fit=crop&w=1600&q=70') center/cover;opacity:.18}
.page-hero h1{color:#fff;position:relative}
.page-hero p{color:#cfd6e2;position:relative;max-width:720px;margin-top:14px}
.crumbs{font-size:.85rem;color:#9aa6bb;margin-bottom:14px;position:relative}
.crumbs a{color:#cfd6e2}
.prose{max-width:820px;margin:0 auto}
.prose h2{margin-top:40px}
.prose h3{margin-top:24px}
.prose p,.prose li{color:#2a3346;margin-bottom:14px}
.prose ul,.prose ol{padding-left:22px;margin-bottom:14px}

/* FAQ */
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px;transition:.2s}
.faq details[open]{box-shadow:var(--shadow)}
.faq summary{cursor:pointer;font-weight:600;font-family:'Playfair Display',serif;font-size:1.1rem;list-style:none;display:flex;justify-content:space-between;align-items:center;color:var(--ink)}
.faq summary::after{content:"+";color:var(--gold);font-size:1.6rem;transition:.2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{margin-top:12px;color:var(--muted)}

/* Mobile */
@media (max-width:900px){
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:30px}
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero-stats{grid-template-columns:repeat(2,1fr)}
  .hamburger{display:block}
  .nav ul{
    position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;
    padding:20px;gap:14px;border-bottom:1px solid var(--line);display:none;
  }
  .nav ul.open{display:flex}
  .cta{padding:40px 24px}
  section{padding:64px 0}
}
@media (max-width:560px){
  .grid-3,.grid-4,.grid-2{grid-template-columns:1fr}
  .row-2{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero{padding:80px 0 100px}
}